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The Founder and the Ledger

A new generation of fintech startups is rewriting how money moves — and quietly inheriting every regulatory headache that comes with it.

By Imogen Park·May 12, 2026·11 min read
The Founder and the Ledger

Photograph for Luminary Wire.

She had spent six years building the company in a converted apartment. The day the first regulator called, she was still using the kitchen table as a desk.

What she learned in the next eighteen months would change not only how her company operated, but how she thought about the word 'platform' itself.

Imogen Park is a contributing writer at Luminary Wire.